CMS ACCESS Model

ACCESS Yield Calculator

What a panel could collect under ACCESS, computed the way CMS pays. Only Medicare fee-for-service patients count. CMS pays 80% of the rate and half of that waits on outcomes. A first pass your finance team can check against real numbers.

Estimate what your panel could collect

First 12-month care period, all four tracks

Collected at your attainment rate
$121,536

Half monthly, half on attainment.

Each following year
$69,528

If every patient stays aligned at the same attainment rate. MSK pays once.

Whole patients after the control-group draw

Medicare FFS540of 1,800 attributed
CKM122aligned
eCKM292aligned
MSK24aligned
Behavioral Health97aligned
Allowed amount at the published rates$420 CKM, $360 eCKM, $180 MSK, $180 BH per aligned patient in an Initial Period. Half that in Follow-On. MSK pays once.$151,920
Beneficiary coinsurance20% of the allowed amount. It can be waived, and this estimate assumes it is.− $30,384
Medicare portion, the most CMS will payBasis for the monthly payments and the withhold$121,536
Paid in months one to six, regardless of outcomes$10,128 each month for six months, then nothing until reconciliation. This is the six-month total.$60,768
Released at reconciliationThe Medicare portion times attainment divided by 50%, less the six monthly payments already made. Nothing comes back at 25% or below.$60,768
ForfeitedWithheld money not released. Never more than the withhold. Paid months are not clawed back$0
Collected, first care period$121,536
Want to know what it takes to reach the attainment rate?Talk to us

Estimate only, not a guarantee of payment. Assumes an accepted ACCESS participant and patients who consent to align and complete baseline reporting. DisEASE LLC is not affiliated with or endorsed by CMS. For each enrolled patient, these payments replace the participant's fee-for-service billing. They do not add to it.

When the money arrives

Six monthly payments, then a wait for the withheld half.

The chart adds up what your panel collects month by month over the first two years. The flat stretch from month seven is the withheld half waiting on outcomes. The step at month 12 is CMS releasing it, scaled to your attainment rate. Month 24 does the same for year two. Each release is drawn at the close of its period. In practice the final measures are due about two months after the period ends, so each step lands later than drawn.

At your attainment rate (50%), which is full payment
$0$100,000$200,000Withheld half releasedYear 2 releaseStartMonth 6Month 12Month 18Month 24$0$100,000$200,000StartM6M12M18M24

$10,128 a month for six months, then nothing until CMS releases the withheld half ($60,768 at your rate). Year two repeats the pattern at half the rate and adds $69,528. At your rate nothing is forfeited, so the chart shows one line.

What attainment is worth

What each point of attainment below 50% costs your panel and who moves it.

The withheld half is the only number clinical outcomes move.

$2,431 for each percentage point of attainment below 50%, down to the floor at 25%. $60,768 of your panel's first-period Medicare portion rides on outcomes.

A patient counts toward attainment only when every measure that applies to them is reported on time and each one is at target or improved by the minimum. Miss one measure or report late and that patient counts against the rate. So does a patient who stops coming in. CMS pays the Medicare portion times attainment divided by 50% and takes the shortfall out of the withheld half. At 40% you collect 80% of the Medicare portion. At 25% or below you keep only the monthly payments.

25% and below$60,768$60,768 forfeited
30% attainment$72,922$48,614 forfeited
35% attainment$85,075$36,461 forfeited
40% attainment$97,229$24,307 forfeited
45% attainment$109,382$12,154 forfeited
Your attainment rate50% and above$121,536full payment

How a panel reaches the rate

Blood pressure, A1c, LDL, and weight are the four measures behind the CKM and eCKM withhold. Each moves with medication choice and dosing, one patient at a time. DisEASE's pharmacist-certified deterministic rules rank those medication changes for each workup and cite every claim. Blood pressure and A1c are covered today. LDL and weight are in development.

See where DisEASE fits · Talk to us

What each patient must reach

The blood pressure, A1c, LDL, and weight numbers behind the withhold.

The numbers a CKM or eCKM patient must reach or improve

Two ways to pass each measure: at target or improved enough from baseline.
MeasureCKMeCKMDisEASE
Systolic BPUnder 130 mmHg, or at least 15 mmHg below baseline. Judged on systolic only.Same as CKMCovered today
A1cPatients with diabetes: under 7.5%, or at least 1.0 point below baseline.Patients with prediabetes: under 6.5%. No improvement alternative.Covered today
LDLUnder 100 mg/dL, or under 70 mg/dL with ASCVD, or at least 30 mg/dL below baseline.Under 100 mg/dL, or at least 30 mg/dL below baseline.In development
WeightBMI under 30 with no more than 5% weight gain, or at least 5% weight loss over the period.Same as CKMIn development
eGFR and uACRReported at baseline for diabetes and CKD patients. A lab-measured (quantitative) uACR is required. No target to meet.Not eCKM measureCovered today

Only the measures for conditions a patient has apply. A patient without ASCVD is not held to the 70 mg/dL line.

What turns a controlled patient into a miss

  • Every aligned patient needs valid baselines for all required measures within 60 days of alignment: blood pressure, weight, A1c and LDL, plus eGFR and uACR for patients with diabetes or CKD. Miss that window and CMS drops the patient from the track.
  • Quarterly values do not set payment, but on-time quarterly reporting counts toward attainment and is required to keep billing. Each quarterly report is due 70 to 110 days after the prior submission. The end-of-period submission decides payment. It is due by day 425, about 14 months after the period starts.
  • Blood pressure and weight readings must be within 15 days and labs within one to two years. Patient-reported values do not count, except weight.
  • Blood pressure must come from a validated upper-arm cuff that sends timestamped, verifiable readings. Manual entry does not count, and each submission must average at least three readings.
  • A reading that is late, missing, or out of window scores the same as a missed target.

Other tracks. MSK pays once per patient for measured improvement in a pain and function score for the affected site. BH pays when PHQ-9 or GAD-7 stays under 10 or drops by 5 points (PHQ-9) or 4 points (GAD-7).

Track by track

Which tracks carry the estimate and how much of each rides on outcomes.

Patient counts and whole dollars. Initial Period is a patient's first 12-month period off target. It pays the full rate. Follow-On is every later period and any patient already at target. It pays half the rate. Each following year assumes every patient stays aligned. MSK pays once per patient, so it has no Follow-On and no following year. BH is behavioral health (depression or anxiety).

TrackAligned patientsInitial Period (full rate)Follow-On (half rate)Medicare portionPaid in months 1 to 6Collected at your rateEach following year
CKM1228537$34,776$17,388$34,776$20,496
eCKM29220488$71,424$35,712$71,424$42,048
MSK2424N/A$3,456$1,728$3,456N/A
Behavioral Health976829$11,880$5,940$11,880$6,984
All tracks535381154$121,536$60,768$121,536$69,528

CKM and eCKM hold $53,100 of the $60,768 withheld, 87%. Those are the tracks where blood pressure, A1c, LDL, and weight decide the release.

Why the estimate is lower than rate times panel

Four CMS rules applied to your panel.

Start with the published rate times every qualifying patient. Four CMS rules bring it down, in the order they apply. All four come from the CMS payment schedule for 2026 to 2027 and the ACCESS application guidance from February 2026.

Only Medicare fee-for-service patients count

ACCESS Outcome-Aligned Payments are Medicare Part B payments, so Medicaid-only and Medicare Advantage patients are outside the model. Count them and each figure below is inflated.

On this panel: 540 of 1,800 attributed patients.

One in ten alignment attempts goes to a control group

First-year randomization is 90:10 at the beneficiary level. Control patients cannot be aligned for 12 months. CMS may adjust or drop the ratio later.

On this panel: 535 track alignments after the draw (CKM 122, eCKM 292, MSK 24, Behavioral Health 97). A patient in more than one track counts in each.

The full rate is per patient and only while that patient is off target

An Initial Period is one 12-month care period for a patient who is off target on at least one measure and new to the participant in that track. A patient already at target aligns straight into Follow-On at half the rate. There is no panel-wide first year at the full rate.

On this panel: 381 in an Initial Period at the full rate, 154 in Follow-On at half.

The published rates are allowed amounts. Medicare pays 80%

The published $420 and $360 are annual allowed amounts. Medicare pays 80%. The 20% coinsurance may be waived uniformly. This estimate assumes it is unless you count it in the panel inputs. Monthly payments and the withhold cap are both computed on the Medicare portion.

On this panel: $151,920 allowed, $121,536 after the 20% coinsurance.

CMS pays half of that ($60,768) monthly. The other half ($60,768) waits on outcomes. At 50% attainment $60,768 comes back and the estimate is $121,536.

Formula, defaults, and what is left out

Where the defaults come from and what the estimate does not model.
Medicare FFS patients   = attributed patients x Medicare FFS share
Aligned, per track      = Medicare FFS x track share x 0.90 if the control-group draw is on
Initial / Follow-On     = aligned x (1 - already at target) / aligned x already at target
Allowed, first period   = Initial x rate + Follow-On x rate/2      (MSK: aligned x $180, no Follow-On)
Medicare portion        = Allowed x 0.80                           (x 1.00 if coinsurance counted)
Paid monthly            = Medicare portion x 0.50
Payment factor          = attainment / 50%, never below 0.50 or above 1.00
Collected               = Medicare portion x factor
Each following year     = aligned x rate/2 x 0.80 x factor         (x 1.00 if coinsurance counted; MSK: 0)
Attributed patients, 1,800
A commonly cited single-PCP panel. For a group, enter the combined attributed count and the provider count. scienceinsights.org
Medicare FFS share, 30%
No national source. Use your panel's Parts A and B count, including dual-eligibles.
CKM share, 25%
Diabetes, ASCVD, and CKD prevalence. ADA · U.S. Pharmacist · NIDDK
eCKM share, 60%
Hypertension, hyperlipidemia, obesity, and prediabetes prevalence. CDC NCHS Data Brief 540. This figure overlaps heavily with CKM. A patient aligns to CKM or eCKM, never both, so refine both shares from your own data.
MSK share, 5%
New and persistent chronic pain. NCCIH
BH share, 20%
Depression and anxiety prevalence. CDC NCHS FastStats.
Already at target, 30%
No national source. Pull the share of qualifying patients who already have every required measure at target from your registry.
Rates and mechanics
CMS ACCESS Model Payment Amounts and Performance Targets (effective Jul 5, 2026 to Dec 31, 2027) and the ACCESS Request for Applications (Feb 12, 2026). Program overview at cms.gov.

Not modeled

  • The Substitute Spend Adjustment. CMS expects at least 90% of care for the qualifying condition to be billed through ACCESS rather than fee-for-service. Falling short reduces payment by up to 25%. CMS applies the larger of this reduction and the attainment reduction, not both.
  • The $15 rural add-on per CKM or eCKM patient in an Initial Period, and the 5% discount on the lower-paying track when one patient is aligned in two tracks.
  • Control-group patients returning after 12 months, patients auto-unaligned for missing baseline, and attrition.
  • Medicare Advantage contracts, Stars, MIPS, and readmission programs reward the same blood pressure, A1c, and LDL control. None of that money is counted here.

Calculator revision 2026-09-18. Rates and thresholds as published in the CMS ACCESS Payment Amounts and Performance Targets (effective Jul 5, 2026 to Dec 31, 2027) and the ACCESS Request for Applications (Feb 12, 2026). CMS may revise.

About the CMS ACCESS Model

A voluntary, 10-year model from the CMS Innovation Center that pays for outcomes in chronic care.

ACCESS (Advancing Chronic Care with Effective, Scalable Solutions) began July 5, 2026. It pays ACCESS participants, which are Medicare-enrolled organizations, for technology-supported chronic care of enrolled Medicare fee-for-service patients. CMS calls these Outcome-Aligned Payments. A practice that becomes a participant gives up fee-for-service billing for its enrolled patients. Practices that refer patients instead can bill a separate Co-Management Payment. There are four tracks: cardio-kidney-metabolic (CKM), early CKM (eCKM), musculoskeletal (MSK), and behavioral health (BH). CMS has announced heart failure, COPD, substance use disorder and tobacco cessation tracks starting April 1, 2027.

Half of each payment arrives monthly. The other half is held until reconciliation and released in proportion to how many aligned patients meet their measures. Apply before October 1, 2026 and you are considered for the January 1, 2027 cohort. New cohorts start each quarter through July 1, 2033.

Where DisEASE fits

Half of every ACCESS payment rides on measure attainment. The measures move when each patient's medications are chosen and dosed well at the point of care. That is the work DisEASE does.

What CMS holds back$60,768for the 12-month care periodwithheld from your panel, released once at reconciliation

CMS pays the Medicare portion times your attainment rate divided by 50%, less what it already paid monthly. At 50%, $60,768 comes back and $0 is forfeited.

What releases itAttainment rate

The share of aligned patients who report on time and meet every required measure.

  • Blood pressureCovered today
  • A1cCovered today
  • LDL cholesterolIn development
  • WeightIn development
Where DisEASE plugs inOne patient at a time
  1. Pharmacist-certified deterministic rules rank the medication options for the measure.
  2. Dr. EASE explains the ranking and cites its sources.
  3. The clinician decides. Each patient brought to target counts toward attainment.

CMS has announced a heart failure track starting April 1, 2027. Current participants do not need to reapply. CMS has not published its measures or rates yet, so this estimate does not include it.

Talk to us about ACCESS

Questions about ACCESS, or about where DisEASE fits in your panel? Send us a note and we reply by email.

Send us a note

We reply here.
ACO, health system, practice, or pharmacy network
Do not include patient information.
What we'll include
Total attributed patients
1,800
Medicare fee-for-service share
30%
Track shares
CKM 25%, eCKM 60%, MSK 5%, BH 20%
Already at target at baseline
30%
Outcome attainment rate
50%
Control-group draw
applied
Beneficiary coinsurance
assumed waived
Providers
1
Medicare FFS patients
540
Aligned by track
CKM 122, eCKM 292, MSK 24, BH 97
Collected, first care period
$121,536
Each following year, if every patient stays aligned
$69,528
* Required

Terms used on this page. CKM is the cardio-kidney-metabolic track (diabetes, ASCVD, or CKD). eCKM covers hypertension, hyperlipidemia, obesity, or prediabetes in patients not already counted in CKM. MSK is chronic musculoskeletal pain. BH is behavioral health (depression or anxiety). An aligned patient's first 12-month care period in a track is the Initial Period. Each later period is Follow-On, paid at half the rate. CMS pays half of the Medicare portion monthly. It holds the other half (the withhold) until reconciliation after the care period. It then pays the Medicare portion times the attainment rate divided by 50%. Any shortfall comes out of the withhold. The attainment rate is the share of aligned patients who report on time and meet every required measure.

DisEASE LLC is not an ACCESS participant, does not process ACCESS payments, and is not affiliated with or endorsed by CMS. Figures on this page are estimates and not a guarantee of payment. They are not financial, legal, or reimbursement advice.

Rates and thresholds as published in the CMS ACCESS Payment Amounts and Performance Targets (effective Jul 5, 2026 to Dec 31, 2027)Reconciliation mechanics from the ACCESS Request for Applications (Feb 12, 2026)Announced tracks starting April 1, 2027 from CMS ACCESS for primary care providers and referring clinicians (updated Sept 15, 2026)Thresholds shown are the 2026 to 2027 performance-period values. CMS may revise them. Program overview at cms.gov.